It is said that the subscription rate for actual cost medical insurance, a health insurance product that compensates for the amount actually incurred by policyholders in medical expenses when they are hospitalized or outpatient due to an accident or illness, is said to have exceeded 70%.
However, there are many cases where people are left paying the monthly fee without even knowing the coverage and period of the product they signed up for.
As a result, the Financial Supervisory Service has been providing a service to search information on all insurance contracts to which the person has subscribed through the integrated hidden insurance claim inquiry system (Find My Insurance) since December 2018.
If you still don’t know this, or even if you know it, you don’t use it because you’re too lazy to use it, make sure to check it so you can collect unclaimed insurance money.
After hearing that there was a site where I could see my insurance details at a glance, I tried using it myself.
It’s a site called ‘Find My Insurance’, and when you access it, you can easily search through a simple authentication process without entering personal information.
However, it can be a bit cumbersome because it only uses a public certificate to log in.
Fortunately, you can receive the same service through a smartphone app (Account Info), so please note.
Anyway, after accessing the site and entering the last 7 digits of my resident registration number, the total accumulated insurance amount was displayed along with the number of currently maintained contracts.
And at the bottom, detailed information was listed for each item, and unexpectedly, there was a significant amount of money that had not been paid.
It was worth a whopping 5.4 trillion won, of which more than half was refund for early termination, and the remaining 3.8 trillion won was maturity/dormant insurance money.
Of course, it wasn’t the money I needed right now, but somehow I felt like I had free money.
If you have forgotten any insurance money, please take this opportunity to check.