These days, the news says that the number of people in their 20s and 30s who can’t even pay 500,000 won and become credit delinquents is increasing.

 

 

People in their 20s and early 30s are mostly college students and job seekers, so they are an age group that cannot make money.

But according to statistics, the proportion of people in their 20s and 30s is the highest in luxury consumption such as luxury goods, overseas travel, and ho-kangs.

 

 

If you do it with your own money, there would be no problem, but it is a problem because there are many young people who enjoy luxury with loans.

In the past, you had to verify your job and income to get a loan, but these days, with the advent of internet banks like Kakao and Toss,

small loans of a few hundred can be deposited immediately with a few clicks.

 

 

So many young people try to borrow money to pay it back after they get a job, but getting a job is harder than you think,

and the problem is that they don’t want to do things like manual labor or logistics that they can do right away.

 

 

It is said that the number of young people who cannot pay back even 500,000 won and end up in ruins is increasing.

In reality, the proportion of people in their 20s and 30s who are in arrears on small loans has exceeded 60%.

And among those who are tempted to take out loans, many are abusing credit card installment plans or using revolving services.

The more this happens, the harder it is to pay back the loans, and their lives will definitely end up in ruins.

So if you are thinking about taking out loans now, thinking that you will pay them back in the future, I recommend that you reconsider your thoughts and earn money to spend it. ㅜ